Paying For Your Insulin
Nonprofit Patient Assistance Programs
Partnership for Prescription Assistance is a program sponsored by pharmaceutical companies, doctors, patient advocacy organizations and civic groups that helps low-income, uninsured patients get free or low-cost brand-name medications.
NeedyMeds is a nonprofit organization that maintains an extensive database of patient assistance programs, state assistance, medication discount programs and free or low-cost medical care. You can search its database for free. The site also has information on thousands of programs to help consumers through the application process.
RxAssist is an online database of pharmaceutical company programs that provide free or affordable medicines and co-pay assistance.
RxHope is a web-based resource where you can search by medication to locate assistance programs. It also offers help with the application process.
RxOutreach is a nonprofit mail-order pharmacy for uninsured or underinsured people.
Patient Assistance Programs
You may be able to get help with the costs of insulin and medication through drug assistance programs from pharmaceutical companies, known as patient assistance programs (PAP). Each program has its own eligibility requirements for people with type 1 diabetes, so it’s important to check those details. Here are a few programs offering assistance for diabetes medications:
Leading pharmaceutical companies have also created the Together Rx Access Card to help people without other prescription drug insurance coverage gain access to savings on prescription products. The Together Rx Access Card offers 25 to 40 percent off brand-name prescription medications at pharmacies nationwide. To learn more about the card, visit the Together Rx Access Card website or call 1-800-444-4106.
Pharmaceutical Company Co-Pay Coupons
Co-pay coupon cards can be used by anyone, regardless of income, to reduce your out of pocket costs at the pharmacy. They often can be used for one or two years before you must re-sign up. One catch to using these coupons is that to the costs they cover may not count toward your deductible or out-of-pocket maximum. Also, you may not use these coupons if you have Medicare, Medicaid, Tricare or other government health insurance. Read the details for each coupon to determine if the coupon will work for your situation.
You can find more information about each of the coupons here:
State-Based Patient Assistant Programs
Many states also offer medication assistance programs for people with chronic conditions like type 1 diabetes. These programs vary greatly by state, so make sure to check the program criteria. Search what’s available in your state here.
Community Health Centers
Community Health Centers are health care providers that provide medical care for anyone, with or without insurance and with a sliding scale payment option (your cost to use the center is tied to your income). A list of these health centers can be found here: https://findahealthcenter.hrsa.gov. They can help you access insulin or other prescriptions at a reduced cost.
Ask your physician for samples
If you are struggling to afford insulin, be sure to tell your healthcare provider. Your primary care provider or endocrinologist may have insulin samples available in their office. They also can help you find ways to reduce your costs by writing a larger quantity prescription, changing brands or formulas or documenting your medical needs for other assistance programs.
Beyond Type 1 has great advice on this topic too!